The Community Development Block Grant (CDBG) Program is a federal housing and community development program administered by the Department of Housing and Urban Development (HUD). The City of Encinitas is an entitlement jurisdiction, which means the City receives a CDBG grant annually to assist with housing and community development activities.

City of Encinitas Program

Every year in the Spring, the City of Encinitas City Council approves how the City’s CDBG funding will be allocated. The funding is typically allocated into three categories: public services, fair housing and administration, and capital improvements. CDBG requirements limit funding for public services to 15 percent of the annual grant, and 20 percent for fair housing and administration. Below are plans and documents which describe how the City of Encinitas carries out the CDBG program.

• Managing CDBG - Subrecipient Guidebook
• Policies and Procedures for the CDBG Program
• Citizen and Community Participation Plan for the CDBG Program
• Limited English Proficiency Plan
• HUD CDBG Program

Fair Housing

As part of their CDBG program, the City of Encinitas must affirmatively further fair housing and promote equal access to housing. Please visit the City’s Fair Housing Page for more information about Fair Housing issues, rights, education, and services.

• HUD Fair Housing and Equal Opportunity
• California Department of Fair Employment and Housing

Section 3

The City also must make a good faith effort to ensure that employment, training, and contracting opportunities for lower-income residents are available for certain types of CDBG funded projects.

• City of Encinitas Bids and RFPs
• HUD Section 3 Website
• Section 3 FAQ (Updated March 25, 2021)

Reports

Consolidated Plan – Five Year Planning Document to Identify Priority Needs and Goals

• FY 2025-29 - Approved by the City Council on April 1, 2025

Annual Action Plan – Annual Funding Plan Consistent with Consolidated Plan

• FY 2025-26 - Approved by the City Council on April 16, 2025
• FY 2024-25 - Approved by the City Council on April 24, 2024

Consolidated Annual Performance Evaluation Report (CAPER) –Annual Accomplishments and Expenditures

• FY 2024-25 DRAFT - scheduled to go to City Council on September 24, 2025

• FY 2023-24 - Approved by the City Council on September 25, 2024

CDBG Staff Contact

Cindy Schubert
Management Analyst
(760) 633-2726 
cschubert@encinitasca.gov

Community Resource Center

The CRC offers many services including temporary motel vouchers, food assistance, and wrap-around services to assist low-income residents and those experiencing homelessness.

CRC's  Food and Nutrition Center provides healthy food and nutrition education to families in need.

For details on eligibility and hours of operation: call (760) 300-3238 or email intake@crcncc.org

The CRC operates an emergency shelter for women and children who are victims of domestic violence. Those in need of Domestic Violence resources can call the CRC 24 hour hotline at (877) 633-1112.

Interfaith Community Services

Interfaith Community Services is an organization consisting of faith-based communities and public and private entities to offer a range of services and programs to low-income residents and those experiencing homelessness. For more information, call the Coastal Service Center: (760) 721-2117 or for Veteran’s Services: (760) 529-9979.

2-1-1 San Diego

2-1-1 San Diego is a resource and information database that connects people with community services through a free, 24/7 phone service and online database. Residents can search a directory of over 6,000 health and human service programs. North-county specific resources can be accessed at 2-1-1 North County and the ARS has a 2-1-1 Resource Guide.

San Diego Housing Resources Directory

The County of San Diego prepares the Housing Resources Directory to provide a comprehensive list of the housing services and resources across the San Diego County region. 2016-2018 San Diego Housing Resources Directory.

St. Andrews Church Food Pantry

Every Thursday from 3-4 p.m., St. Andrews Church sets up a supermarket-style food pantry to serve the community. Fresh produce, meat, canned goods, rice, beans, baby food, etc. is available to anyone who needs it. No proof of need is required.

St. John Parish Food Pantry

The St. John Parish Food Pantry is open to anyone each Monday from 9 a.m. to 12 p.m. No proof of need is required. It is located currently in the church parking lot and accessed from Balour Drive. The pantry is run mainly as a drive-through at this time. Those without vehicles or access to cooking facilities may walk up to get a bag of ready-to-eat items.

VA San Diego Healthcare System Resource Guide

The Veterans Affairs San Diego Healthcare System has published a Resource Guide with resources available to veterans.

Coastal Roots Farm – Pay-What-You-Can Farm Stand

Coastal Roots Farm in Encinitas offers a pay-what-you-can farm stand featuring fresh, organic fruits, vegetables, herbs, flowers, and eggs. Visitors who are unable to pay may receive up to $30 of farm-fresh produce per visit at no cost.

Location: 441 Saxony Rd, Encinitas
Hours: Thursdays, 12:00pm – 3:00pm
Sundays, 10:00am – 3:00pm

For more information, please visit Coastal Roots Farm Stand

Fair Housing is a right protected by Federal and State laws that ensure all people have an equal opportunity to access housing of their choice. Fair Housing laws prohibit discrimination in the sale or rental of housing based on race, color, religion, national origin, family status, disability, sexual preference, source of income, or any arbitrary status.

City of Encinitas Program

As a recipient of Community Development Block Grant (CDBG) program, the City of Encinitas must affirmatively further fair housing. Part of this effort includes completion of an Analysis of Impediments to Fair Housing Choice (AI) approximately every five years. The AI evaluates the nature and extent of housing discrimination and examines factors that may impede housing choice.

Additionally, the City of Encinitas contracts with a fair housing provider to offer fair housing services for Encinitas residents and housing providers at no cost. The current fair housing service provider is Legal Aid, which mediates and assists with filing fair housing complaints. Legal Aid also offers several educational tools, including workshops and written materials, and conducts testing to ascertain if fair housing issues are occurring in the City.

• Legal Aid Society of San Diego (844) 449-3500
• Legal Aid Society of San Diego Fair Housing Brochure English Spanish
• Source of Income  English Flyer  Spanish Flyer  FAQ English  FAQ Spanish
• Housing Resources
• Rent Increases
• Reasons a Landlord Can Evict a Renter

Free Fair Housing Webinar

Join Legal Aid Society of San Diego for a FREE training open to anyone – applicants for renting, tenants, and housing providers! Learn about your rights and responsibilities under anti-discrimination laws.

Fair Housing Basics
Date: Friday, Nov 14 at 11:00am
Webinar Registration

Fair Housing Basics
Date: Tuesday, Dec 9 at 2:00pm
Webinar Registration

Reports

San Diego Regional Analysis of Impediments to Fair Housing Choice - A review of impediments or barriers that affect the rights of fair housing choice

• FY 2020-25 – Approved by the City Council on June 24, 2020

Additional Resources

• California Western Community Law Project or call (619) 780-7498
• San Diego Regional Alliance for Fair Housing
• HUD Fair Housing and Equal Opportunity (800) 669-9777
• California Department of Fair Employment and Housing (800) 884-1684
• Department of Fair Employment and Housing Source of Income FAQ

Residential Rehabilitation Program

The City of Encinitas operates a Residential Rehabilitation Program, and the intention of the program is to ensure that residents are living in decent, safe, sanitary homes. Through federal funding sources, the program provides grants and/or low-interest, deferred, and/or forgivable loans for needed home repairs, such as building code violations, health and safety issues, essential repairs of major component systems and general improvements.

As of October 2024, the City of Encinitas is accepting applications for the Residential Rehabilitation Program

• Program Application in English
• Program Application en Espanol
• Program Guidelines
• HCD Manufactured Home Alterations Permit Guide

For more information, please contact: (760) 943-2293
cschubert@encinitasca.gov 
mholcombe@encinitasca.gov

Mobile Home Registration

Mobile home registration is handled by the State's Housing and Community Development (HCD) Department. Below is HCD's website and contact information for the San Diego office.

CA Housing and Community Development Registration and Titling
(916) 323-9924 or (800) 952-8356
email: ContactRT@hcd.ca.gov or website

San Diego Office
1530 Hilton Head Rd, Suite 107
El Cajon, CA 92019-4655
(619) 441-2326

Mobile-Home Residency Law (MRL)

In 1978, the state legislature enacted the MRL, Cal. Civ. Code Section 798 et seq. The Department of Housing and Community Development (HCD) oversees issues relative to the MRL and rules and regulations for mobile-home park tenants and management. Since 1978, a number of sections have been amended and others added to the Code.

Mobile-Home Assistance Center

The States receive and process complaints relative to living in manufactured homes and mobile homes. HCD provides information and other assistance to help resolve complaints generally related to park health and safety issues and unlawful sales practices.

Affordable housing offers lower-income households the opportunity to rent or purchase a home at a cost that is below the market price. The Department of Housing and Urban Development (HUD) establishes the area median income (AMI) limits on an annual basis, which is used to qualify households for affordable housing. Restrictions are based upon defined percentages of the AMI, such as 30% AMI (extremely low income), 50% (very low income), 80% (low income), and 120% (moderate income). Rents and affordable housing costs will vary depending upon the AMI restriction.

For more information, please contact: Cindy Schubert, Management Analyst at (760) 633-2726 or cschubert@encinitasca.gov.

Income and Rents Schedule

Affordable housing provides an opportunity for lower income households to live at a cost that is generally below the market price. Income limits and rents are capped at specific percentages of the Area Median Income (AMI). The income limits are established by the federal Department of Housing and Urban Development (HUD), and are updated on an annual basis. Each affordable housing unit will have different income and rent limits. Please see the most current Income and Rent schedule below to determine the maximum allowable household income and rent that can be charged.

• Applicable for the Affordable Unit Policy, Density Bonus, and Inclusionary housing units built before 2015 (HUD): 2025 HUD Income and Rent Schedule
• Applicable for Density Bonus and Inclusionary housing units built after 2015 (HCD): 2025 HCD Income and Affordable Rent Schedule and 2025 HCD Income and Affordable Housing Cost Schedule

HOME Program

The HOME Investment Partnership Program is a federally funded affordable housing program through HUD and provides separate income and rent limits. The HOME program limits are updated annually.

• 2025 HOME Program Income and Rent Schedule

For more information about the HOME program and property management resources, please visit the HOME Program Website.

Utility Allowance Schedule

Affordable units include an allowance for tenant-paid utilities, such as water or electricity. The Encinitas Housing Authority publishes a Utility Allowance Schedule on an annual basis, and is utilized for all of the affordable housing units within the City.

• 2025 Utility Allowance Schedule- Single Family
• 2025 Utility Allowance Schedule- Multi-Family

Compliance Monitoring

The City monitors the affordable housing units on an annual basis to ensure continued compliance with affordability restrictions and requirements. The following forms are some of the primary tools used in the monitoring process.

• 2025 Income and Rent Certification Form (HUD).
• 2025 Income and Rent Certification Form (HCD).
• Verification of Employment Form
• Owner-Occupied Certification Form
• Income Calculation Worksheet
• Zero Income Affidavit

Affordable Housing Updates

Please sign up for up-to-date information about affordable housing in Encinitas by visiting our City Updates webpage: https://www.encinitasca.gov/i-want-to/register-for/city-updates, input your email address, check the "Affordable Housing" box and complete the prompts at the bottom of the screen.

Residential Rehabilitation Program

The City of Encinitas operates a Residential Rehabilitation Program, and the intention of the program is to ensure that residents are living in decent, safe, sanitary homes. Through federal funding sources, the program provides grants and/or low-interest, deferred, and/or forgivable loans for needed home repairs, such as building code violations, health and safety issues, essential repairs of major component systems and general improvements.

As of October 2024, the City of Encinitas is accepting applications for the Residential Rehabilitation Program.

• Program Application in English
• Program Application en Espanol
• Program Guidelines
• HCD Manufactured Home Alterations Permit Guide

For more information, please contact: (760) 943-2293, or cschubert@encinitasca.gov.

County of San Diego First-Time Homebuyer Down Payment Assistance Program

As a member of the San Diego HOME Consortium, Encinitas participates in the County’s First-Time Homebuyer Program. The program offers low-interest deferred loans to low-income first-time homebuyers. The loan can be applied towards the down payment and closing costs of the purchase of a new or re-sale home, meeting certain criteria.

For more information, please contact: (858) 694-4801 or visit the San Diego County Homebuyer Program Website.

Mortgage Credit Certificate

Mortgage Credit Certificates provide first-time homebuyers tax credits equal to 20% of the interest paid on the home. This program is available through the County of San Diego, and is offered to low and moderate income households. The potential homebuyer is required to select a lender from a list of participating lenders.

For more information, please visit the Mortgage Credit Certificate Website.

Homebuyer Education Providers

Homebuyer education classes are offered throughout the County of San Diego and are geared to help provide valuable information in order to achieve goals for homeownership, home retention and financial education.

For more information, please visit the Homebuyer Education Classes.

New Affordable Housing

Occasionally, affordable homes are available for sale as a part of new subdivision. Typically, these are single-family homes that are made available through the City’s inclusionary housing program or the State’s Density Bonus housing program. Within the program requirements, the developer performs the marketing, establishes the sale price, creates and maintains an interest list, and determines qualified applicants. The City performs an oversight role in ensuring compliance of the affordability requirements. Access the Affordable Housing Dashboard to find information on current and future affordable housing opportunities. As new projects and/or contact information becomes available, this map will be updated.

 Affordable Housing Updates

Please sign up for up-to-date information about affordable housing in Encinitas by visiting our City Updates webpage: https://www.encinitasca.gov/i-want-to/register-for/city-updates, input your email address, check the "Affordable Housing" box and complete the prompts at the bottom of the screen.

Affordable Apartments and Homes

The City achieves affordable housing units in a variety of ways, such as providing assistance in the development of the units, or as a result of local or state requirements. The units are often located in communities, where there is a mix of affordable and market rate units, and are not guaranteed to be affordable for everyone.

Due to limited availability and increased need for affordable housing, each of the apartment communities typically has a waiting list. Access the Affordable Housing Dashboard to find information on current and future affordable housing opportunities. Interested households are encouraged to contact the communities individually to determine the eligibility criteria and waitlist information.

New Affordable Housing

In addition to multi-family affordable units, occasionally, affordable homes are available for rent as a part of a new subdivision. Typically, these are single-family homes that are made available through the city’s inclusionary housing program or the state’s density bonus housing program. Within the program requirements, the developer performs the marketing, establishes the rent price, creates and maintains an interest list, and determines qualified applicants. The City performs an oversight role in ensuring compliance of the affordability requirements. Access the Affordable Housing Dashboard to find information on current and future affordable housing opportunities. As new projects and/or contact information becomes available, this map will be updated.